Overview

Alpine TLI Group, Inc. is a full service tax lien and tax deed purchase, research, and property management company. Alpine specializes in identifying and researching properties that have the propensity of creating a highly leveraged investment opportunity through the purchase of real estate tax lien certificates and tax deeds.

It is estimated that over $10 Billion in property tax liens are offered for sale annually representing over $1 Trillion in potential property value profits for the purchasers of these tax liens. Tax lien certificates are typically acquired by Alpine for 1% to 20% of the property value. If the lien is redeemed by the property owner, a return of 4% to 25% APR is realized by Alpine. If the lien is not redeemed, the deed to the property is granted to Alpine, free and clear of all encumbrances.

---

Investment Highlights

---

Tax Lien Investing

Alpine TLI Group, Inc. has created a business plan to leverage the profit potential of the century old tax sale industry. Through the implementation of a fund model and proprietary research techniques, Alpine will position itself to create an enormous profit potential through the purchase of tax lien certificates.

M. Taylor Abegg, II, Chief Executive Officer of Alpine TLI Group, Inc., recently stated, "Most sub-prime mortgages did not impound property tax payments, meaning the property owner who could not make the monthly mortgage payment did not have an escrow account set aside to pay their property taxes. As a result, record numbers of properties have gone delinquent in the payment of their property taxes. These properties will subsequently be offered at tax sales across the country. This will provide an incredible opportunity for Alpine to build a massive portfolio of quality real estate in 2008. With all the turmoil in the foreclosure market, there are going to be some incredible opportunities in the next 18 to 24 months to acquire property at 1% to 20% of market value through property tax sales."

As a result of the downturn in the economy, there are more delinquent property taxes then ever before. Counties and local governments need that tax revenue to operate and are desperate to collect the past due taxes. With 2,600 counties offering more than $10 Billion in tax liens annually, the potential market is so large that Alpine need only capture less than one half of 1% of this market to provide substantial returns.

Only two things happen when tax liens are purchased – (1) The lien is redeemed and a guaranteed interest rate is paid to the client, or (2) The lien is not redeemed and the local government deeds the property to the client, free and clear of all encumbrances.

Investing in tax lien certificates is highly profitable for two reasons:

1. If the delinquent taxes are subsequently paid by the property owner, the certificate is considered redeemed and all payments received by the jurisdiction are forwarded directly to the certificate holder, including principal, interest and penalties assessed by the jurisdiction (interest and penalties typically range from 8% to 25% per year).

2. If the delinquent taxes are not paid by the property owner within the time specified by the jurisdiction (typically one to three years), the property “goes to deed” (the jurisdiction deeds the property to the certificate holder, free and clear of all encumbrances) resulting in full ownership of the property for as little as 5% to 10% of the property’s value.

Over one hundred years ago, county and state governments passed legislation to help solve a growing problem – the lack of collected property tax revenue. Today, some jurisdictions have in excess of $100M in annual uncollected property taxes which can result in serious cash flow problems.

When property taxes go unpaid, the population of the entire jurisdiction suffers. If the taxes are not collected, there are insufficient funds to pay for police and fire protection, schools, roads, the salaries of county and state employees, for water and sewer treatment plants, snow removal, and other county expenses. The need for these vital services is critical enough that state and local governments across the country have passed legislation to enact laws protecting the income generated from property taxes.

Some form of tax sales has been in place now for more than a century in an effort to protect the jurisdiction's cash flow needs. The Company believes that they have a unique opportunity to assist jurisdictions in securing the operating revenue needed to remain solvent while also assisting property owners who wish to pay their past due taxes and retain ownership of their property.

---

Market Opportunity

It is estimated that over $10 Billion in property tax liens are offered for sale annually. It is estimated that this would represent over $1 Trillion in potential property value profits for the purchasers of these tax liens. Alpine's business model is structured to research, identify and capture a significant portion of the $10 Billion in tax liens offered each year.

Over 2,600 county and local municipality tax lien sales are held each year and this number is increasing as the need for municipal funds also increases. The number of properties offered each year has been on the increase, especially as real estate markets go through economic cycles and down-turns. It is not uncommon for there to be a surplus of properties available at any given sale where there are insufficient buyers available to purchase all the jurisdiction has to offer.

---

Alpine Tli Group's Strategy

On an annual basis, counties and municipalities hold tax lien auctions to convert the liens they hold into revenue. To encourage potential investors to bid on these liens, favorable interest rates and terms are offered, including the possibility of owning the property free and clear of all encumbrances for the cost of the lien and other legal filings.

Unfortunately, there are no universal statutes, laws or protocol related to the purchasing of tax lien certificates. Each state, county and municipality offers their own set of laws and rules to participate in their auction. This is a complex process, which precludes most individual investors from entering the market. With the implementation of proprietary research technology, Alpine has simplified the process to enable the company to invest in tax lien certificates at a very favorable rate of return.

The Company believes that they benefit in the following ways:
• Favorable rates of return on certificates that the Company purchases;
• Profit on acquired properties that have gone to deed and been liquidated;
• Select from a pool of over 2,600 county and local municipality auctions to find favorable acquisition opportunities for Alpine’s portfolio.

Alpine’s corporate strategy and business activity focuses around populating and maintaining a $6M fund, which is fully vested in property tax lien certificates. The Company's marketing strategies includes the identification of high return properties that have the potential of high yields through interest and penalty rates, which can exceed 24% per annum. In addition, Alpine has developed research technologies, which help identify properties that have a higher propensity of going to deed. Such properties are subsequently acquired for typically less than 10% of current market value and can be liquidated on the open market for a significant profit.

---

Corporate Revenue Model

Alpine TLI Group, Inc. generates revenue from two primary sources: interest and penalty revenue from redeemed tax lien certificates and profits from liquidated properties that have gone to deed.

Interest and Penalty Revenue

Interest and penalty revenue is generated through redeemed tax lien certificates. When a tax lien is purchased, the local jurisdiction sets the interest rate as well as the assessed penalty for delinquent tax payment. These interest rates can range from 8% to over 24% per annum. In addition, penalty rates can range from 5% to 10% of the taxes owed. In many cases, jurisdictions will assess the full penalty the first day of the delinquency. As a result, a 5% penalty paid the first day will result in an annualized rate of return of more than 60% when added to the assessed interest rate on early redeemed liens.

Liquidated Properties Revenue

Once the redemption period set by the jurisdiction has expired (ranging from 6 to 36 months), the liened property goes to deed. This means the lien holder now has the legal right to receive title to the property. After a legal process of quieting the title, the deed is conveyed free and clear of all previous encumbrances. In most cases, these properties have been acquired by simply paying the past due taxes. Typically, these taxes represent only 5% to 10% of the current property value. Alpine’s financial model provides a strategy to liquidate such property at a discount and put the proceeds back to work through purchasing additional tax liens. The returns on such properties can exceed 5,000%.

---

Step-By-Step Operational Activities

STEP 1 – STRATEGY FOR INVESTMENT DOLLARS

Assumptions:

1. Higher than industry average interest and penalties earned on redeemed tax liens are the focus of Alpine's placement campaign. In addition, Alpine attempts to locate jurisdictions where properties have the highest potential “go to deed” ratio.

2. Properties that have gone to deed and acquired and subsequently liquidated and proceeds are reinvested in the general tax lien fund.

STEP 2 – PROPERTY INVESTIGATION AND RESEARCH BY ALPINE

Assumptions:

1. Most counties host one property tax lien auction per year.

2. Auctions take place almost every week of the year. There are typically two exceptions – few counties hold auctions in the months of July and December.

3. In 26 states, property tax liens are superior to all other encumbrances, allowing Alpine to receive properties free and clear regardless of mortgages, other liens, etc.

4. Within these 26 states, several hundred counties have historically yielded higher than normal “go to deed” ratios, in some cases over 10%.

ACQUIRE & EVALUATE PROPERTY DATA

Each county publishes delinquent property tax reports identifying properties by account number, location, appraised value (done by the county for the purpose of assessing property taxes) and amount of delinquent taxes. Most counties that meet Alpine's criteria auction 1,500 to 3,000 property liens per year.

IDENTIFY INTEREST ONLY LIENS

The first screening process divides “interest only” liens from potential “go to deed” liens. Interest only liens fall into two major categories:

1. Commercial Property Liens – These liens on large commercial properties, such as a Walmart, occur because large corporations often pay their property taxes late. There is a slim likelihood that large corporations will allow their property to go to deed for a few thousand dollars in property taxes. Institutional investors focus on these types of liens as they are only interested in the interest and penalties, not the property itself.

2. Secondary and Tertiary Tax Liens – The typical term on a tax lien that goes to deed is just over three years. If an investor purchases a tax lien by paying the county the first year’s taxes, year two and three will accrue and need to be paid. Since the first year lien holder is the only investor that has rights to the property if it goes to deed, the second and third year lien purchasers have rights to the interest and penalties for those specific liens for years two and three. This is also a market for “interest only” investors.

IDENTIFY PROPERTIES & LAND

Alpine focuses on single occupant residential property and on land that has development potential. These properties typically represent approximately 50% of the properties offered at auction.

EVALUATE OWNER & PROPERTY HISTORY

One of the final steps is to research the property and owner history. Issues Alpine investigates include:

1. Owner payment history – Does the owner pay his taxes late every year, is there a pattern?

2. Are there other liens, second or third mortgages, legal issues related to the property? Does the owner have any real interest or equity in the property? Is the owner in trouble with the law or IRS?

3. Are there any potential environmental concerns or unique conditions that might affect the value of the property?

4. Has there been any reported fire, flood, earthquake or other damage to the property?

Once complete, Alpine's research and screening processes will typically reduce the list of potential properties down to between 5% and 10% of the total properties offered at auction.

PERFORM DRIVE-BY INSPECTION

The final step before attending an auction is to physically drive by and photograph each property and confirm the property condition. This process is overseen by Alpine's Field Research Team and is assisted by regionally located field agents who can each inspect several hundred properties a day.

STEP 3 – THE TAX SALE

The tax sale process varies by county. The process is quite complex and the laws are equally difficult to understand. To help simplify this overview, The Company outlined the process of the two major types of auctions, acknowledging the fact that there are many variations of these two categories.

BID-DOWN AUCTIONS

In a bid-down auction, the face value of the lien remains fixed and the interest rate is bid down to the lowest any given investor is willing to accept. It is not unheard of to start with an interest rate of 18% and have the rate bid down to 8%. In some isolated cases, it is even possible for the rate to be bid down to as low as ¼%. This will happen if there is a 5% or 10% first day penalty. As a result, the interest only bidder is guaranteed at least a 5¼% to 10¼% return. Alpine’s focus is to maintain an average of 15% return on purchased tax lien certificates.

If the property owner redeems (pays off) his delinquent taxes, he is obligated to pay the bid-down interest rate only. In these cases, for those who pay off their taxes, the bid-down auctions lower the amount they need to pay.

In a bid-down auction, it is common to acquire a property tax lien for as little as 1% or less of the property value. This is easily confirmed by evaluating the estimated property value of any given property and comparing the annual assessed property tax.

BID-UP AUCTIONS

In a bid-up auction, the interest rate is fixed (ranging from 8% to 25%) and the face value of the lien is bid up to the highest amount any given investor is willing to pay. If the face value of a lien is $1,000, it is common to have the lien bid up to $3,000 to $5,000.

Bid-up auctions are a favorite for interest only investors. Assuming a fixed interest rate is 18% with a face value of $1,000 and the face value was bid up to $5,000. The lien will accrue 18% on the $5,000 figure typically with a cap of the original lien face value in interest. In other words, the interest is capped at $1,000. Thus the property owner would be required to pay up to a maximum of $2,000 to redeem his lien.

In the event the lien is redeemed, the investor receives the original face value of the lien plus any accrued penalties and interest from the taxpayer (through the county) and the bid-up portion of the lien back from the county. If our example above was redeemed after reaching the interest cap, Alpine would receive two checks from the county. The first check would be for $2,000 (what was paid by the property owner) and the second check for $4,000 (the bid-up portion of the lien).

BIDDING PROTOCOL

When Alpine attends the individual auctions, the first process requires the Company to register with the county. This includes placing on deposit with the county treasurer the certified funds made payable to County Treasurer for Tax Liens.

Alpine is than issued a paddle and the bidding process begins. A few weeks after the auction, the county mails Alpine a listing of all the liens that were purchased. The format of this list is different for each county. Some counties send the actual lien certificates, others send only a printout.

STEP 4 – REDEEMED TAX LIENS

The majority of the tax liens purchased by Alpine will be redeemed (paid off) by the property owner before going to deed. The redemption process is very simple. After the property owner pays off his taxes including all penalties and interest, the county turns around and mails a check for the total amount to Alpine. Some counties include an accounting of the interest and penalties along with the lien principle; others simple send a check for the total with no detailed explanation.

STEP 5 – PROPERTIES GOING TO DEED

The majority of the counties Alpine works with have a three-year waiting period before they allow any property to go to deed. If the property owner does not pay off his taxes in full within that period of time, he forfeits all rights to the property.

There are some counties that have a one or two year waiting period but this advantage is often offset by less favorable bid-up auction rules.

RECEIVING THE DEED

After the waiting period has expired, the county will notify Alpine as to the amount of any subsequent property taxes or fees. When these taxes and fees are paid, the county sends Alpine the deed of the property.

At this point, the deed is not free and clear. There is a legal process required to quiet the deed and wipe away any other encumbrances against the property. Alpine will handle all legal issues and after the deed has been quieted, Alpine will contract with a local real estate agent to sell the property.

Alpine estimates that all expenses to pay the second and third year property taxes, quiet the deed, file all necessary documents and sell the property will approach 10% of the property value.

Recent News and Press Releases

Alpine TLI Group, Inc. Announces Acquisition of Deeds on $400,000 in Real Estate From Unredeemed Nebraska Tax Liens
Marketwire(Mon, Mar 24)

Alpine TLI Group, Inc. Announces Benefits of Upcoming Assignment Tax Lien Sales Held in Several Arizona Counties in March
Marketwire(Wed, Mar 12)

Alpine TLI Group, Inc. Announces Intent to Participate in Several Nebraska Tax Sales Offering More Than 13,000 Liens to Investors
Marketwire(Thu, Feb 28)

Alpine TLI Group, Inc. Announces Accruing Interest on Acquired Liens From $39.5 Million Worth of Real Estate or the Property Is Granted to Alpine Free and Clear
Marketwire(Tue, Feb 26)

Alpine TLI Group, Inc. Announces New Division Specializing in Real Estate Acquisition
Marketwire(Fri, Feb 15)

Alpine TLI Group, Inc. Exceeds Projections by Acquiring Liens on $39.5 Million Worth of Real Estate at Maricopa Tax Sale
Marketwire(Thu, Feb 14)

Alpine TLI Group, Inc. Positioned to Acquire Liens on More Than $20 Million Worth of Real Estate at Maricopa Tax Sale
Marketwire(Wed, Jan 30)

Alpine TLI Group, Inc. -- Real Estate Tax Sale Market Share Opportunities Strengthening With Sub-Prime Mortgage Foreclosures and Weakening Economy
Marketwire(Wed, Jan 23)

Alpine TLI Group, Inc. Profiled in "Larry Oakley's Comment Column" on WallStreetCorner.com
Marketwire(Thu, Jan 17)

Alpine TLI Group, Inc. Registers to Participate in the Maricopa County, Arizona Tax Sale Offering More Than 20,000 Liens to Investors
Marketwire(Wed, Jan 16)

Alpine TLI Group, Inc. Utilizing Advanced GPS Technology to Increase Productivity and Profitability
Marketwire(Thu, Jan 10)

---

Management

M. Taylor Abegg, II
President and CEO

Mr. Abegg has over 25 years of marketing experience and brings a wide range of experience related to the promotion and marketing of real estate tax lien certificates. He currently consults with several sales companies and assists with the implementation of new sales strategies. Mr. Abegg is the founder of the Alpine TLI Group, Inc. and has spent the last 24 months engaged in test markets and sales channel development in preparation for the launch of Alpine. Prior to founding Alpine, Mr. Abegg spent 5 years working with the Campbell Group, a marketing consulting organization, where he provided valuable input to help establish marketing strategies for companies such as Pharmanex, Telewrx, C-5 Technologies, Big Planet, and Dodah, Inc. Mr. Abegg also assisted in a $20M marketing structure created between the Center for Bio-Medical Optics at the University of Utah and NuSkin Enterprises for the worldwide distribution of the Bio-Photonic Scanner. In addition, he has created nationwide marketing organizations for companies such as Perma-Pak Foods, Video Billboard, Sandex Explosives, Action Publications and I-Link Worldwide. He is an accomplished public speaker and motivator as well as highly experienced in sales development, training and sales technologies implementation. Mr. Abegg holds a Bachelors Degree from Brigham Young University in Business Management and Finance and is known for his enthusiasm and positive attitude.

---

Contacts

Alpine TLI Group, Inc.
881 West State Street, Suite 140-414,
Pleasant Grove, Utah 84062
U.S.A.

Phone: 888-947-4440
FAX: 888-947-4440
Email: ir@alpinetligroup.com

---

FORWARD LOOKING STATEMENTS

This report includes forward-looking statements that reflect Alpine TLI Group, Inc. current expectations about its future results, performance, prospects and opportunities. Alpine TLI Group, Inc. has tried to identify these forward-looking statements by using words and phrases such as "may," "will," "expects," "anticipates," "believes," "intends," "estimates," "plan," "should," "typical," "preliminary," "we are confident" or similar expressions. These forward-looking statements are based on information currently available and are subject to a number of risks, uncertainties and other factors that could cause Alpine TLI Group, Inc.'s actual results, performance, prospects or opportunities to differ materially from those expressed in, or implied by, these forward-looking statements. These risks, uncertainties and other factors include, without limitation, the Company's growth expectations and ongoing funding requirements, and specifically, the Company's growth prospects with scalable customers, and those outlined above. Other risks include the Company's limited operating history, the Company's history of operating losses, consumers' acceptance, the Company's use of licensed technologies, risk of increased competition, the potential need for additional financing, the terms and conditions of any financing that is consummated, the limited trading market for the Company's securities, the possible volatility of the Company's stock price, the concentration of ownership, and the potential fluctuation in the Company's operating results.

---

Disclaimer

AllPennyStocks.com feature stock reports are intended to be stock ideas, NOT recommendations. Please do your own research before investing. It is crucial that you at least look at current SEC filings and read the latest press releases. Information contained in this report was extracted from current documents filed with the SEC, the company web site and other publicly available sources deemed reliable. For more information see our disclaimer section, a link of which can be found on our web site. This document contains forward-looking statements, particularly as related to the business plans of the Company, within the meaning of Section 27A of the Securities Act of 1933 and Sections 21E of the Securities Exchange Act of 1934, and are subject to the safe harbor created by these sections. Actual results may differ materially from the Company's expectations and estimates. This is an advertisement for Alpine TLI Group, Inc. The purpose of this advertisement, like any advertising, is to provide coverage and awareness for the company. The information provided in this advertisement is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country.

© 1999-2008 AllPennyStocks.com. All rights reserved. AllPennyStocks.com is not a Registered Broker/Dealer or Financial Advisor, nor do we hold ourselves out to be. All materials presented on our web site and individual reports released to the public through this web site, e-mail or any other means of transmission are not to be regarded as investment advice and are only for informative purposes. Before making a purchase or sale of any securities featured on our web site or mentioned in our reports, we strongly encourage and recommend consultation with a registered securities representative. This is not to be construed as a solicitation or recommendation to buy or sell securities. As with any stock, companies we select to profile involve a degree of investment risk and volatility. Particularly Small-Caps and OTC-BB stocks. All investors are cautioned that they may lose all or a portion of their investment if they decide to make a purchase in any of our profiled companies. Past performance of our profiled stocks is not indicative of future results. The accuracy or completeness of the information on our web site or within our reports is only as reliable as the sources they were obtained from. The profile and opinions expressed herein are expressed as of the date the profile is posted on site and are subject to change without notice. No investor should assume that reliance on the views, opinions or recommendations contained herein will produce profitable results. AllPennyStocks.com may hold positions in securities mentioned herein, and may make purchases or sales in such securities featured on our web site or within our reports. In order to be in full compliance with the Securities Act of 1933, Section 17(b), AllPennyStocks.com will disclose in it's disclaimer, what, if any compensation was received for our efforts in researching, presenting and disseminating this information to our subscriber database and featuring the report on the AllPennyStocks.com web site. AllPennyStocks.com has been compensated eight thousand dollars by a non-affiliated third-party, Blue Wave Advisors for its efforts in presenting the APGR profile on its web site and distributing it to its database of subscribers as well as other services. AllPennyStocks.com may decide to purchase or sell shares on a voluntary basis in the open market before, during or after the profiling period of this report. As of the profile date, no shares have been sold. Information presented on our web site and within our reports contain "forward looking statements" within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. Any statements that express or involve discussions with respect to predictions, expectations, beliefs, plans, projections, objectives, goals, assumptions or future events or performance are not statements of historical fact and may be "forward looking statements." Forward looking statements are based on expectations, estimates and projections at the time the statements are made that involve a number of risks and uncertainties which could cause actual results or events to differ materially from those presently anticipated. Forward looking statements in this action may be identified through the use of words such as “expects’”, “will,” “anticipates,” “estimates, “believes,” or that by statements indicating certain actions “may,” “could,” or “might” occur.

THE READER SHOULD VERIFY ALL CLAIMS AND DO THEIR OWN DUE DILIGENCE BEFORE INVESTING IN ANY SECURITIES MENTIONED. INVESTING IN SMALL CAP SECURITIES IS SPECULATIVE AND CARRIES A HIGH DEGREE OF RISK.

We encourage our readers to invest carefully and read the investor information available at the web sites of the Securities and Exchange Commission (SEC) at: http://www.sec.gov and/or the National Association of Securities Dealers (NASD) at: http://www.nasd.com. Readers can review all public filings by companies at the SEC's EDGAR page. The NASD has published information on how to invest carefully at its web site.